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Welcome to Inercam Banco. These Terms and Conditions (“Terms”) govern your access to and use of our digital banking platform, website, mobile applications, and services (collectively, the “Services”). By registering, accessing, or using our Services, you agree to be bound by these Terms.
If you do not accept these Terms, please discontinue using the Services immediately.
“User,” “You,” or “Your” refers to any individual or entity accessing our Services.
“We,” “Us,” “Our,” refers to Inercam Banco.
“Account” means the digital banking account created for you to access our Services.
“Platform” refers to the Inercam Banco system, website, and applications.
To use our Services, you must:
Be at least 18 years old
Provide accurate and complete registration information
Not be banned from using financial or online banking platforms
Comply with all applicable laws and regulations
We may refuse or terminate accounts at our discretion.
By using our Services, you agree to:
Provide truthful, accurate, and updated information
Keep your login credentials confidential
Notify us immediately of any unauthorized use of your account
Not engage in illegal, fraudulent, or harmful activities
Use the Platform only for legitimate financial purposes
Follow all rules, policies, and security guidelines
You are responsible for any activity under your account.
To access the Services, you must create an account. During registration:
You must provide valid personal information
You may be required to undergo identity verification (KYC)
Your account may be suspended if false information is provided
We reserve the right to approve or reject account registrations.
Users may deposit funds using approved payment methods.
Deposits are subject to verification and processing time.
Incorrect or fraudulent deposits may result in account suspension or reversal.
Users must submit accurate withdrawal requests.
Withdrawals may require verification and approval.
Processing time depends on your selected method and compliance checks.
We reserve the right to delay or freeze transactions for security or legal reasons.
Users can create savings plans for fixed amounts and durations.
Profits are paid upon maturity as per the selected plan.
Early cancellation may result in penalties or loss of benefits.
Users may deposit funds under fixed-term plans.
FDR funds remain blocked until maturity.
Profit distribution follows the selected plan and compounding rules.
Early withdrawal may lead to penalties or forfeiture of earnings.
Users can apply for loans directly from the platform.
Loan approval is subject to verification, eligibility, and internal policies.
We may approve, modify, or reject applications at our discretion.
Late payments or failure to repay may result in penalties, additional charges, or legal actions.
Users may create virtual debit cards for online transactions.
Usage is subject to card limits, rules, and security validations.
Users are responsible for keeping card information secure.
All transactions processed through the platform are logged for transparency.
Users must review transaction history regularly and report discrepancies immediately.
Unauthorized or suspicious transactions may result in account freezing for investigation.
Some services may include fees such as processing fees, penalties, loan charges, or withdrawal fees.
Fees may change without prior notice.
Fees will always be displayed within the platform whenever applicable.
Users must not:
Use the platform for money laundering or illegal transactions
Attempt to hack, disrupt, or manipulate system operations
Impersonate others or provide false identity documents
Use automated tools, bots, or scripts to access the platform
Exploit bugs, errors, or loopholes for personal gain
Violation may result in account closure or legal action.
All content, logos, design elements, software, and materials on the platform belong to Inercam Banco.
Users may not copy, modify, distribute, or create derivative works without permission.
We strive to keep the platform functional at all times, but we do not guarantee:
Error-free operation
Uninterrupted access
Absence of technical delays or maintenance periods
We are not liable for damages caused by temporary downtime.
To the maximum extent permitted by law, Inercam Banco is not liable for:
Losses due to unauthorized access resulting from user negligence
Damages from interrupted service or technical issues
Loss of profits, data, or business opportunities
Errors caused by third-party service providers
Users agree to use the Services at their own risk.
You agree to indemnify and hold Inercam Banco harmless from any claims, liabilities, damages, or expenses arising from:
Misuse of the platform
Violation of these Terms
Fraudulent or illegal activities
Third-party disputes involving your account
We may suspend or terminate your account for:
Violating the Terms
Fraudulent activities
Providing false information
Security concerns
Legal or regulatory requirements
Users may also request account closure at any time.
Some features rely on third-party providers.
We are not responsible for:
Their policies
Their errors or delays
Damages resulting from their services
Users must comply with any additional terms imposed by third-party partners.
We may update or revise these Terms at any time.
Continued use of the Services signifies acceptance of any changes.
Updated Terms will be posted on our platform with the effective date.
These Terms are governed by the laws of [Insert Jurisdiction/Country].
Any disputes will be handled in courts within this jurisdiction.